Independent & Experienced

Two words. One investment philosophy.

As independent fiduciaries, we exclusively serve the financial interests of our clients. Since the firm’s founding in 1986, our  investment decisions over many economic cycles have given us valuable experience to tailor effective investment programs suited to the specific needs of each client.

At Carderock Capital Management we take the time to understand your goals, then work together with you to apply our disciplined investment strategy to manage your portfolio and secure your financial future.

Independent & Experienced

Two words. One investment philosophy.

As independent fiduciaries, we exclusively serve the financial interests of our clients. Since the firm’s founding in 1986, our investment decisions over many economic cycles have given us valuable experience to tailor effective investment programs suited to the specific needs of each client.

At Carderock Capital Management we take the time to understand your goals, then work together with you to apply our disciplined investment strategy to manage your portfolio and secure your financial future.

“Today, independent firms such as Carderock Capital provide the care and attention of seasoned professionals building portfolios stock-by-stock and bond-by-bond specifically suited to your individual needs and priorities as a client.”

About Carderock

Carderock Capital Management is an independent registered investment management firm serving individuals and families in the Washington D.C. region since 1986. Our firm is purposely structured with a small core group of experienced portfolio professionals to help their clients meet their objectives.

“Today, independent firms such as Carderock Capital provide the care and attention of seasoned professionals building portfolios stock-by-stock and bond-by-bond specifically suited to your individual needs and priorities as a client.”

About Carderock

Carderock Capital Management is an independent registered investment management firm serving individuals and families in the Washington D.C. region since 1986. Our firm is purposely structured with a small core group of experienced portfolio professionals to help their clients meet their objectives.

Our firm is built on these core values

  • Independence

    As a Registered Investment Adviser, we are fiduciaries acting only in the best interest of our clients.

  • Ownership

    Carderock’s portfolio managers are the shareholders of the firm. This enables us to maintain and strengthen our long-term focus, stability and continuity of our firm.

  • Transparency

    Managing investment portfolios using primarily individual securities (stocks and bonds) so our clients know what they own and why they own it.

  • Consistency

    Our efforts across decades of experience informs quality investing and risk management.

  • Communication

    Our clients receive clear Carderock Capital quarterly statements in addition to their monthly custodian statements and we encourage annual in-person meetings to report progress and refine strategy.

Client Focus

We work with families in the Washington D.C. region who are at all stages of life. Our clients often face overwhelming demands on their time and they appreciate the opportunity to cement a relationship that empowers their control, simplifies the tasks involved, and optimizes their financial goals.

Review & Outlook

January 8, 2021

The dichotomy between the strong performance of the markets in 2020 (S&P 500 Index 18.4%) and the hunkered down, pandemic economy was striking, but not completely surprising. For decades now, uncorrelated financial returns have so far outpaced growth, profits, and disposable incomes. And while portfolio results of 2020 left many of us with the uncomfortable optic of having profited in the face of a high human toll, we submit that financial markets are not moral actors but only a reflection of the supply and demand for current liquidity versus future expectations. In shuttering our Service Sector, economic activity fell and pushed up savings. The Federal Reserve’s actions in March (lowering interest rates to zero and supporting Corporate and Municipal Credits) drove bank balances into stocks – and the rest is history. The lesson is that dark circumstances inevitably mean the future is what we have for better times and now valued highly even more.

Our firm is built on these core values

  • Independence

    As a Registered Investment Adviser, we are fiduciaries acting only in the best interest of our clients.

  • Ownership

    Carderock’s portfolio managers are the shareholders of the firm. This enables us to maintain and strengthen our long-term focus, stability and continuity of our firm.

  • Transparency

    Managing investment portfolios using primarily individual securities (stocks and bonds) so our clients know what they own and why they own it.

  • Consistency

    Our efforts across decades of experience informs quality investing and risk management.

  • Communication

    Our clients receive clear Carderock Capital quarterly statements in addition to their monthly custodian statements and we encourage annual in-person meetings to report progress and refine strategy.

Client Focus

We work with families in the Washington D.C. region who are at all stages of life. Our clients often face overwhelming demands on their time and they appreciate the opportunity to cement a relationship that empowers their control, simplifies the tasks involved, and optimizes their financial goals.

Review & Outlook

January 8, 2021

The dichotomy between the strong performance of the markets in 2020 (S&P 500 Index 18.4%) and the hunkered down, pandemic economy was striking, but not completely surprising. For decades now, uncorrelated financial returns have so far outpaced growth, profits, and disposable incomes. And while portfolio results of 2020 left many of us with the uncomfortable optic of having profited in the face of a high human toll, we submit that financial markets are not moral actors but only a reflection of the supply and demand for current liquidity versus future expectations. In shuttering our Service Sector, economic activity fell and pushed up savings. The Federal Reserve’s actions in March (lowering interest rates to zero and supporting Corporate and Municipal Credits) drove bank balances into stocks – and the rest is history. The lesson is that dark circumstances inevitably mean the future is what we have for better times and now valued highly even more.